Only secure tenants have the right to buy their home.Your tenancy agreement will say whether or not you are a secure tenant. If you are not a secure tenant, you may get a loan to help you buy another property somewhere else. Please see the notes on the Homebuy and shared- ownership schemes below or phone us to discuss whether or not you have the right to buy.

Only secure tenants whose tenancy with us began before 15 January 1989 have the right to buy their home. Some assured tenants who were previously secure tenants and whose homes were transferred to a housing association have a preserved right to buy, but this is rare. If you have any doubts about your right to buy, please write to our housing services manager.

Buying your home is probably the biggest financial decision you will ever make, so take time to consider whether it is the right choice for you. For example, if you have the right to buy, you will become responsible for all the costs of maintaining your home, including major structural repairs, routine repairs and improvements to it. If you become a leaseholder of a flat by using the right to buy, you will need to pay a service charge.

If you would like to buy your home, please phone us for more details 03333 21 30 30.

If you would like to buy a home on the private market, you may be able to get an interest-free loan of up to 25% of the purchase price of a home.You must be able to make up the other 75% of the purchase price through a mortgage and personal savings. This is a government-backed scheme.  We do not take part in the Homebuy scheme. If you are interested, you will need to contact a housing association near you that is involved.

3 Shared-ownership scheme

If you have a regular income but cannot buy all of your home, you may consider buying a share of the property.You pay a mortgage on the percentage of the property you own and pay rent on the percentage still owned by the housing association. In time, you may increase the share that you own.You can keep doing this until you own all of your home.You are free to sell your share of the property at any time. Although we do build shared ownership schemes from time to time, we do not have any properties for sale at the moment.