Common Ground for Mutual Home Ownership

This report has researched and tested the market feasibility for a new mutual housing solution, a shared equity housing co-operative.

It uses a Community Land Trust structure to provide a permanent means of locking in subsidy in the form of free or discounted land (or an equivalent sum in grant aid).

It also recommends that the shared equity housing co-operative model should be applied in Britain as a sustainable low-cost form of key worker housing to meet needs in both urban and rural areas.

The report covers:

• Co-operative housing models: British/International experience
• Community Land Trusts: lessons from the USA
• Legal structures for mutual home ownership
• Finance aspects and innovative techniques
• Views of key workers and housing practitioners
• Tax and benefit issues
• Business planning

For further information about the proposals contained in the report please contact:

David Rodgers, Executive Director, CDS Co-operatives, 3 Marshalsea Road, London, SE1 1EP

Tel: 020 7397 5711 Email: enquiries@cds.coop