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Common Ground - mutual home ownership: report

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Written by the New Economics Foundation and CDS Co-operatives, Pat Conaty, Johnston Birchall, Steve Bendle and Rosemary Foggitt. Jointly sponsored by CDS Co-operatives and the Housing Corporation.


Common Ground

Common Ground for Mutual Home Ownership

This report has researched and tested the market feasibility for a new mutual housing solution, a shared equity housing co-operative.

It uses a Community Land Trust structure to provide a permanent means of locking in subsidy in the form of free or discounted land (or an equivalent sum in grant aid).

It also recommends that the shared equity housing co-operative model should be applied in Britain as a sustainable low-cost form of key worker housing to meet needs in both urban and rural areas.

The report covers:

• Co-operative housing models:British/International experience
• Community Land Trusts: lessons from the USA
• Legal structures for mutual home ownership
• Finance aspects and innovative techniques
• Views of key workers and housing practitioners
• Tax and benefit issues
• Business planning

Common ground - mutual homeownership leaflet is available here


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